Call reports 2001
COMMUNITY FIRST BANK — 2001
What COMMUNITY FIRST BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 70,217,000 | 74,809,000 | 75,925,000 | 80,707,000 |
| Total loans | 54,867,000 | 55,662,000 | 56,614,000 | 59,208,000 |
| Allowance for loan losses | 611,000 | 625,000 | 640,000 | 712,000 |
| Securities available for sale | 11,052,000 | 13,078,000 | 14,292,000 | 15,619,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,800,000 | 67,280,000 | 68,132,000 | 72,922,000 |
| Interest-bearing deposits | 58,626,000 | 62,734,000 | 63,890,000 | 66,880,000 |
| Noninterest-bearing deposits | 4,174,000 | 4,546,000 | 4,242,000 | 6,042,000 |
| Equity capital | 6,150,000 | 6,311,000 | 6,574,000 | 6,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,335,000 | 2,710,000 | 4,118,000 | 5,524,000 |
| Interest expense | 732,000 | 1,480,000 | 2,211,000 | 2,874,000 |
| Net interest income | 603,000 | 1,230,000 | 1,907,000 | 2,650,000 |
| Noninterest income | 76,000 | 165,000 | 269,000 | 359,000 |
| Noninterest expense | 386,000 | 800,000 | 1,214,000 | 1,654,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 139,000 |
| Pretax income | 275,000 | 559,000 | 908,000 | 1,216,000 |
| Income tax | 107,000 | 211,000 | 337,000 | 447,000 |
| Net income | 168,000 | 348,000 | 571,000 | 769,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,035,000 | 5,211,000 | 5,329,000 | 5,528,000 |
| Total capital | 5,646,000 | 5,836,000 | 5,969,000 | 6,204,000 |
| Risk-weighted assets | 49,383,000 | 50,819,000 | 51,653,000 | 54,038,000 |