Call reports 2007
CITIZENS BANK OF CONNECTICUT — 2007
What CITIZENS BANK OF CONNECTICUT reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Total assets | 4,613,007,000 | 4,479,429,000 |
| Total loans | 3,149,001,000 | 3,134,563,000 |
| Allowance for loan losses | 25,159,000 | 26,170,000 |
| Securities available for sale | 1,192,848,000 | 1,078,041,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 13,553,000 | 18,323,000 |
| Total deposits | 3,180,197,000 | 3,160,621,000 |
| Interest-bearing deposits | 3,000,089,000 | 2,986,969,000 |
| Noninterest-bearing deposits | 180,108,000 | 173,652,000 |
| Equity capital | 404,376,000 | 343,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Interest income | 65,202,000 | 130,079,000 |
| Interest expense | 35,343,000 | 70,704,000 |
| Net interest income | 29,859,000 | 59,375,000 |
| Noninterest income | 9,108,000 | 25,118,000 |
| Noninterest expense | 17,997,000 | 33,999,000 |
| Provision for loan losses | 2,337,000 | 4,299,000 |
| Pretax income | 18,625,000 | 46,187,000 |
| Income tax | 6,534,000 | 17,203,000 |
| Net income | 12,091,000 | 28,984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Tier 1 capital | 343,702,000 | 295,740,000 |
| Total capital | 372,011,000 | 323,098,000 |
| Risk-weighted assets | 3,065,116,000 | 3,063,992,000 |