Call reports 2001
CITIZENS BANK OF CONNECTICUT — 2001
What CITIZENS BANK OF CONNECTICUT reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 2,283,937,000 | 2,402,028,000 | 2,453,644,000 | 2,522,351,000 |
| Total loans | 1,377,542,000 | 1,436,738,000 | 1,461,760,000 | 1,532,077,000 |
| Allowance for loan losses | 19,267,000 | 20,826,000 | 22,034,000 | 15,454,000 |
| Securities available for sale | 635,265,000 | 743,542,000 | 778,660,000 | 792,915,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,896,358,000 | 1,952,668,000 | 2,008,889,000 | 2,036,662,000 |
| Interest-bearing deposits | 1,797,911,000 | 1,842,787,000 | 1,765,889,000 | 1,752,623,000 |
| Noninterest-bearing deposits | 98,447,000 | 109,881,000 | 243,000,000 | 284,039,000 |
| Equity capital | 242,871,000 | 244,572,000 | 257,014,000 | 252,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 38,850,000 | 78,988,000 | 118,867,000 | 158,495,000 |
| Interest expense | 20,270,000 | 39,257,000 | 56,853,000 | 72,281,000 |
| Net interest income | 18,580,000 | 39,731,000 | 62,014,000 | 86,214,000 |
| Noninterest income | 5,039,000 | 10,774,000 | 16,341,000 | 22,907,000 |
| Noninterest expense | 14,903,000 | 29,362,000 | 44,742,000 | 60,921,000 |
| Provision for loan losses | -5,386,000 | -3,772,000 | -2,158,000 | -8,120,000 |
| Pretax income | 15,235,000 | 27,170,000 | 38,348,000 | 58,913,000 |
| Income tax | 6,111,000 | 10,862,000 | 15,084,000 | 23,369,000 |
| Net income | 9,173,000 | 16,358,000 | 23,314,000 | 35,594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 163,823,000 | 170,368,000 | 172,503,000 | 171,844,000 |
| Total capital | 183,090,000 | 191,194,000 | 194,537,000 | 187,298,000 |
| Risk-weighted assets | 1,666,387,000 | 1,748,984,000 | 1,799,590,000 | 1,667,694,000 |