Call reports 2005
POPULAR BANK — 2005
What POPULAR BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 11,283,027,000 | 11,532,640,000 | 12,130,778,000 | 12,003,459,000 |
| Total loans | 7,814,789,000 | 7,933,739,000 | 8,394,115,000 | 8,193,329,000 |
| Allowance for loan losses | 92,556,000 | 91,975,000 | 90,293,000 | 86,830,000 |
| Securities available for sale | 2,277,389,000 | 2,371,938,000 | 2,348,090,000 | 2,543,511,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,915,943,000 | 8,330,745,000 | 8,736,090,000 | 8,449,040,000 |
| Interest-bearing deposits | 6,984,700,000 | 7,424,896,000 | 7,826,716,000 | 7,503,765,000 |
| Noninterest-bearing deposits | 931,243,000 | 905,849,000 | 909,374,000 | 945,275,000 |
| Equity capital | 1,185,421,000 | 1,219,304,000 | 1,231,053,000 | 1,254,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 145,059,000 | 294,308,000 | 451,887,000 | 624,468,000 |
| Interest expense | 54,618,000 | 116,015,000 | 184,545,000 | 263,611,000 |
| Net interest income | 90,441,000 | 178,293,000 | 267,342,000 | 360,857,000 |
| Noninterest income | 20,706,000 | 42,606,000 | 66,857,000 | 98,066,000 |
| Noninterest expense | 72,243,000 | 143,962,000 | 218,731,000 | 293,975,000 |
| Provision for loan losses | 7,261,000 | 14,279,000 | 21,039,000 | 25,013,000 |
| Pretax income | 31,702,000 | 61,812,000 | 93,732,000 | 142,777,000 |
| Income tax | 12,468,000 | 23,569,000 | 35,210,000 | 51,307,000 |
| Net income | 19,234,000 | 38,243,000 | 58,522,000 | 91,470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 765,987,000 | 786,184,000 | 811,254,000 | 844,109,000 |
| Total capital | 858,543,000 | 878,678,000 | 901,547,000 | 930,939,000 |
| Risk-weighted assets | 8,103,969,000 | 8,297,304,000 | 8,574,708,000 | 8,179,762,000 |