Call reports 2004
POPULAR BANK — 2004
What POPULAR BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 6,652,353,000 | 7,466,993,000 | 9,908,118,000 | 10,228,042,000 |
| Total loans | 4,990,581,000 | 5,310,721,000 | 6,961,487,000 | 7,149,766,000 |
| Allowance for loan losses | 80,629,000 | 81,357,000 | 93,433,000 | 88,519,000 |
| Securities available for sale | 1,067,640,000 | 1,610,274,000 | 1,944,052,000 | 2,079,643,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,402,037,000 | 5,632,767,000 | 7,021,054,000 | 7,098,530,000 |
| Interest-bearing deposits | 5,145,093,000 | 5,363,156,000 | 6,701,294,000 | 6,700,768,000 |
| Noninterest-bearing deposits | 256,944,000 | 269,612,000 | 319,760,000 | 397,762,000 |
| Equity capital | 595,138,000 | 587,187,000 | 998,003,000 | 1,011,568,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 87,207,000 | 178,699,000 | 289,057,000 | 418,182,000 |
| Interest expense | 25,027,000 | 53,230,000 | 88,595,000 | 133,551,000 |
| Net interest income | 62,180,000 | 125,469,000 | 200,462,000 | 284,631,000 |
| Noninterest income | 13,606,000 | 27,263,000 | 44,829,000 | 68,744,000 |
| Noninterest expense | 50,921,000 | 101,248,000 | 157,589,000 | 218,802,000 |
| Provision for loan losses | 8,003,000 | 15,421,000 | 23,865,000 | 41,676,000 |
| Pretax income | 17,140,000 | 36,739,000 | 64,513,000 | 93,573,000 |
| Income tax | 6,262,000 | 13,124,000 | 22,846,000 | 33,735,000 |
| Net income | 10,878,000 | 23,615,000 | 41,667,000 | 59,838,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 497,861,000 | 511,740,000 | 683,028,000 | 690,257,000 |
| Total capital | 561,145,000 | 580,761,000 | 769,495,000 | 778,776,000 |
| Risk-weighted assets | 5,045,387,000 | 5,509,363,000 | 6,910,378,000 | 7,271,431,000 |