Call reports 2003
POPULAR BANK — 2003
What POPULAR BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 5,698,563,000 | 6,016,795,000 | 6,053,603,000 | 6,309,618,000 |
| Total loans | 4,456,716,000 | 4,680,922,000 | 4,804,230,000 | 4,867,762,000 |
| Allowance for loan losses | 73,102,000 | 76,368,000 | 77,319,000 | 79,148,000 |
| Securities available for sale | 716,427,000 | 865,421,000 | 756,893,000 | 950,094,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,872,908,000 | 4,916,865,000 | 4,921,578,000 | 5,071,760,000 |
| Interest-bearing deposits | 4,647,365,000 | 4,698,005,000 | 4,719,892,000 | 4,885,594,000 |
| Noninterest-bearing deposits | 225,543,000 | 218,860,000 | 201,686,000 | 186,166,000 |
| Equity capital | 550,660,000 | 562,581,000 | 566,733,000 | 580,079,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 86,158,000 | 171,385,000 | 259,550,000 | 347,556,000 |
| Interest expense | 27,360,000 | 52,710,000 | 77,230,000 | 102,121,000 |
| Net interest income | 58,798,000 | 118,675,000 | 182,320,000 | 245,435,000 |
| Noninterest income | 10,912,000 | 22,807,000 | 36,222,000 | 54,885,000 |
| Noninterest expense | 50,368,000 | 99,568,000 | 150,587,000 | 201,949,000 |
| Provision for loan losses | 8,573,000 | 17,145,000 | 25,717,000 | 35,006,000 |
| Pretax income | 12,122,000 | 26,802,000 | 44,758,000 | 66,619,000 |
| Income tax | 4,885,000 | 10,561,000 | 17,606,000 | 26,023,000 |
| Net income | 7,237,000 | 16,241,000 | 27,152,000 | 40,596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 444,700,000 | 454,916,000 | 471,477,000 | 486,074,000 |
| Total capital | 499,049,000 | 512,490,000 | 528,628,000 | 546,597,000 |
| Risk-weighted assets | 4,329,380,000 | 4,587,138,000 | 4,551,907,000 | 4,823,213,000 |