Call reports 2001
NATIONAL BANK OF COMMERCE — 2001
What NATIONAL BANK OF COMMERCE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 251,360,000 | 256,811,000 | 266,588,000 | 298,796,000 |
| Total loans | 106,170,000 | 108,034,000 | 106,959,000 | 110,751,000 |
| Allowance for loan losses | 1,546,000 | 1,591,000 | 1,636,000 | 1,781,000 |
| Securities available for sale | 124,401,000 | 126,831,000 | 132,766,000 | 159,960,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,874,000 | 175,291,000 | 184,773,000 | 199,902,000 |
| Interest-bearing deposits | 141,358,000 | 145,226,000 | 151,046,000 | 166,026,000 |
| Noninterest-bearing deposits | 30,516,000 | 30,064,000 | 33,726,000 | 33,876,000 |
| Equity capital | 26,195,000 | 26,906,000 | 27,450,000 | 26,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,176,000 | 8,307,000 | 12,330,000 | 16,431,000 |
| Interest expense | 2,419,000 | 4,815,000 | 7,136,000 | 9,297,000 |
| Net interest income | 1,757,000 | 3,492,000 | 5,194,000 | 7,134,000 |
| Noninterest income | 169,000 | 349,000 | 547,000 | 754,000 |
| Noninterest expense | 1,356,000 | 2,723,000 | 4,103,000 | 5,384,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 280,000 |
| Pretax income | 523,000 | 1,033,000 | 1,514,000 | 2,582,000 |
| Income tax | 206,000 | 420,000 | 615,000 | 1,026,000 |
| Net income | 317,000 | 613,000 | 899,000 | 1,556,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,282,000 | 16,818,000 | 17,353,000 | 18,208,000 |
| Total capital | 17,828,000 | 18,409,000 | 18,989,000 | 19,989,000 |
| Risk-weighted assets | 146,733,000 | 151,673,000 | 149,377,000 | 162,874,000 |