Call reports 2012
NATIONAL BANK OF HARVEY, THE — 2012
What NATIONAL BANK OF HARVEY, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 48,656,000 | 45,581,000 | 47,684,000 | 49,336,000 |
| Total loans | 22,003,000 | 24,451,000 | 26,390,000 | 24,130,000 |
| Allowance for loan losses | 749,000 | 749,000 | 749,000 | 762,000 |
| Securities available for sale | 16,588,000 | 16,346,000 | 16,037,000 | 16,586,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,871,000 | 39,149,000 | 39,823,000 | 43,227,000 |
| Interest-bearing deposits | 37,364,000 | 33,762,000 | 34,004,000 | 33,867,000 |
| Noninterest-bearing deposits | 5,507,000 | 5,387,000 | 5,819,000 | 9,360,000 |
| Equity capital | 5,319,000 | 5,426,000 | 5,510,000 | 5,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 395,000 | 808,000 | 1,255,000 | 1,688,000 |
| Interest expense | 81,000 | 156,000 | 224,000 | 288,000 |
| Net interest income | 314,000 | 652,000 | 1,031,000 | 1,400,000 |
| Noninterest income | 24,000 | 70,000 | 97,000 | 124,000 |
| Noninterest expense | 281,000 | 577,000 | 935,000 | 1,269,000 |
| Provision for loan losses | 216,000 | 216,000 | 216,000 | 226,000 |
| Pretax income | -159,000 | -71,000 | -23,000 | 29,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -159,000 | -71,000 | -23,000 | 29,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,133,000 | 5,222,000 | 5,270,000 | 5,322,000 |
| Total capital | 5,468,000 | 5,567,000 | 5,634,000 | 5,664,000 |
| Risk-weighted assets | 26,426,000 | 27,150,000 | 28,771,000 | 26,957,000 |