Call reports 2008
NATIONAL BANK OF HARVEY, THE — 2008
What NATIONAL BANK OF HARVEY, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 57,618,000 | 61,688,000 | 63,131,000 | 66,219,000 |
| Total loans | 31,720,000 | 34,324,000 | 34,635,000 | 33,916,000 |
| Allowance for loan losses | 503,000 | 442,000 | 491,000 | 370,000 |
| Securities available for sale | 22,326,000 | 23,608,000 | 23,306,000 | 25,494,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,762,000 | 36,760,000 | 37,691,000 | 37,903,000 |
| Interest-bearing deposits | 32,891,000 | 32,408,000 | 31,553,000 | 31,414,000 |
| Noninterest-bearing deposits | 4,871,000 | 4,352,000 | 6,138,000 | 6,488,000 |
| Equity capital | 6,341,000 | 6,356,000 | 6,216,000 | 5,997,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 890,000 | 1,710,000 | 2,542,000 | 3,352,000 |
| Interest expense | 487,000 | 940,000 | 1,385,000 | 1,775,000 |
| Net interest income | 403,000 | 770,000 | 1,157,000 | 1,577,000 |
| Noninterest income | 47,000 | 114,000 | 146,000 | 180,000 |
| Noninterest expense | 247,000 | 504,000 | 753,000 | 974,000 |
| Provision for loan losses | 26,000 | 73,000 | 264,000 | 692,000 |
| Pretax income | 204,000 | 336,000 | 315,000 | 120,000 |
| Income tax | 15,000 | 22,000 | 30,000 | 37,000 |
| Net income | 189,000 | 314,000 | 285,000 | 83,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,283,000 | 6,288,000 | 6,199,000 | 5,997,000 |
| Total capital | 6,747,000 | 6,730,000 | 6,688,000 | 6,367,000 |
| Risk-weighted assets | 37,052,000 | 39,110,000 | 39,103,000 | 39,371,000 |