Call reports 2007
NATIONAL BANK OF HARVEY, THE — 2007
What NATIONAL BANK OF HARVEY, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 55,958,000 | 57,888,000 | 58,423,000 | 61,969,000 |
| Total loans | 31,481,000 | 33,251,000 | 32,958,000 | 33,261,000 |
| Allowance for loan losses | 498,000 | 573,000 | 588,000 | 617,000 |
| Securities available for sale | 20,112,000 | 20,694,000 | 21,015,000 | 21,070,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,360,000 | 37,151,000 | 37,877,000 | 40,755,000 |
| Interest-bearing deposits | 33,086,000 | 33,571,000 | 34,214,000 | 33,023,000 |
| Noninterest-bearing deposits | 3,274,000 | 3,580,000 | 3,663,000 | 7,732,000 |
| Equity capital | 6,068,000 | 6,429,000 | 6,607,000 | 6,178,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 937,000 | 1,974,000 | 2,983,000 | 3,996,000 |
| Interest expense | 479,000 | 977,000 | 1,502,000 | 2,028,000 |
| Net interest income | 458,000 | 997,000 | 1,481,000 | 1,968,000 |
| Noninterest income | 59,000 | 108,000 | 151,000 | 207,000 |
| Noninterest expense | 254,000 | 519,000 | 764,000 | 1,392,000 |
| Provision for loan losses | 22,000 | -259,000 | -231,000 | -227,000 |
| Pretax income | 241,000 | 846,000 | 1,100,000 | 1,011,000 |
| Income tax | 10,000 | 26,000 | 40,000 | 45,000 |
| Net income | 231,000 | 820,000 | 1,060,000 | 966,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,959,000 | 6,369,000 | 6,533,000 | 6,094,000 |
| Total capital | 6,416,000 | 6,849,000 | 7,018,000 | 6,616,000 |
| Risk-weighted assets | 36,519,000 | 38,350,000 | 38,716,000 | 40,943,000 |