Call reports 2005
NATIONAL BANK OF HARVEY, THE — 2005
What NATIONAL BANK OF HARVEY, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 54,942,000 | 58,454,000 | 58,971,000 | 55,738,000 |
| Total loans | 33,279,000 | 37,244,000 | 36,494,000 | 34,429,000 |
| Allowance for loan losses | 663,000 | 632,000 | 605,000 | 653,000 |
| Securities available for sale | 16,554,000 | 17,256,000 | 16,742,000 | 17,158,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,957,000 | 37,199,000 | 38,248,000 | 37,168,000 |
| Interest-bearing deposits | 32,767,000 | 33,683,000 | 33,571,000 | 32,285,000 |
| Noninterest-bearing deposits | 3,190,000 | 3,516,000 | 4,677,000 | 4,883,000 |
| Equity capital | 5,620,000 | 5,783,000 | 5,976,000 | 5,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 802,000 | 1,633,000 | 2,486,000 | 3,392,000 |
| Interest expense | 288,000 | 601,000 | 947,000 | 1,299,000 |
| Net interest income | 514,000 | 1,032,000 | 1,539,000 | 2,093,000 |
| Noninterest income | 39,000 | 95,000 | 142,000 | 188,000 |
| Noninterest expense | 248,000 | 468,000 | 700,000 | 962,000 |
| Provision for loan losses | 25,000 | 70,000 | 90,000 | 138,000 |
| Pretax income | 292,000 | 601,000 | 903,000 | 1,193,000 |
| Income tax | 22,000 | 49,000 | 71,000 | 96,000 |
| Net income | 270,000 | 552,000 | 832,000 | 1,097,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,494,000 | 5,652,000 | 5,862,000 | 5,639,000 |
| Total capital | 5,924,000 | 6,112,000 | 6,323,000 | 6,100,000 |
| Risk-weighted assets | 34,140,000 | 36,599,000 | 36,755,000 | 35,963,000 |