Call reports 2004
NATIONAL BANK OF HARVEY, THE — 2004
What NATIONAL BANK OF HARVEY, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 47,207,000 | 53,693,000 | 54,784,000 | 56,589,000 |
| Total loans | 24,467,000 | 30,731,000 | 32,545,000 | 35,135,000 |
| Allowance for loan losses | 560,000 | 577,000 | 593,000 | 605,000 |
| Securities available for sale | 18,249,000 | 17,537,000 | 17,017,000 | 16,482,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,250,000 | 31,161,000 | 31,544,000 | 36,279,000 |
| Interest-bearing deposits | 24,426,000 | 27,781,000 | 27,901,000 | 32,360,000 |
| Noninterest-bearing deposits | 2,824,000 | 3,380,000 | 3,643,000 | 3,919,000 |
| Equity capital | 5,313,000 | 5,309,000 | 5,517,000 | 5,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 581,000 | 1,192,000 | 1,931,000 | 2,700,000 |
| Interest expense | 216,000 | 433,000 | 698,000 | 972,000 |
| Net interest income | 365,000 | 759,000 | 1,233,000 | 1,728,000 |
| Noninterest income | 43,000 | 89,000 | 131,000 | 166,000 |
| Noninterest expense | 221,000 | 437,000 | 669,000 | 923,000 |
| Provision for loan losses | 10,000 | 27,000 | 83,000 | 113,000 |
| Pretax income | 177,000 | 384,000 | 634,000 | 886,000 |
| Income tax | 10,000 | 25,000 | 48,000 | 57,000 |
| Net income | 167,000 | 359,000 | 586,000 | 829,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,072,000 | 5,145,000 | 5,314,000 | 5,224,000 |
| Total capital | 5,450,000 | 5,597,000 | 5,774,000 | 5,667,000 |
| Risk-weighted assets | 30,125,000 | 36,011,000 | 36,699,000 | 35,246,000 |