Call reports 2002
NATIONAL BANK OF HARVEY, THE — 2002
What NATIONAL BANK OF HARVEY, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 55,156,000 | 57,827,000 | 48,471,000 | 48,619,000 |
| Total loans | 36,070,000 | 38,023,000 | 28,788,000 | 27,808,000 |
| Allowance for loan losses | 519,000 | 523,000 | 544,000 | 555,000 |
| Securities available for sale | 15,311,000 | 15,626,000 | 15,547,000 | 15,441,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,900,000 | 37,141,000 | 26,996,000 | 28,713,000 |
| Interest-bearing deposits | 34,654,000 | 34,212,000 | 24,135,000 | 24,982,000 |
| Noninterest-bearing deposits | 2,246,000 | 2,929,000 | 2,861,000 | 3,731,000 |
| Equity capital | 4,639,000 | 4,892,000 | 5,121,000 | 4,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 726,000 | 1,567,000 | 2,357,000 | 3,084,000 |
| Interest expense | 346,000 | 717,000 | 1,068,000 | 1,381,000 |
| Net interest income | 380,000 | 850,000 | 1,289,000 | 1,703,000 |
| Noninterest income | 59,000 | 88,000 | 139,000 | 184,000 |
| Noninterest expense | 201,000 | 400,000 | 623,000 | 842,000 |
| Provision for loan losses | 9,000 | 31,000 | 52,000 | 69,000 |
| Pretax income | 219,000 | 507,000 | 753,000 | 976,000 |
| Income tax | 14,000 | 35,000 | 55,000 | 71,000 |
| Net income | 205,000 | 472,000 | 698,000 | 905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,469,000 | 4,626,000 | 4,796,000 | 4,644,000 |
| Total capital | 4,841,000 | 5,025,000 | 5,203,000 | 5,037,000 |
| Risk-weighted assets | 29,585,000 | 31,816,000 | 32,427,000 | 31,311,000 |