Call reports 2001
NATIONAL BANK OF HARVEY, THE — 2001
What NATIONAL BANK OF HARVEY, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 42,287,000 | 44,348,000 | 42,696,000 | 43,441,000 |
| Total loans | 22,884,000 | 25,179,000 | 25,057,000 | 25,350,000 |
| Allowance for loan losses | 498,000 | 529,000 | 522,000 | 501,000 |
| Securities available for sale | 15,968,000 | 15,247,000 | 13,535,000 | 14,013,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,828,000 | 25,798,000 | 25,622,000 | 27,490,000 |
| Interest-bearing deposits | 23,187,000 | 22,834,000 | 22,898,000 | 24,006,000 |
| Noninterest-bearing deposits | 2,641,000 | 2,964,000 | 2,724,000 | 3,484,000 |
| Equity capital | 4,558,000 | 4,559,000 | 4,655,000 | 4,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 815,000 | 1,614,000 | 2,377,000 | 3,106,000 |
| Interest expense | 471,000 | 933,000 | 1,365,000 | 1,750,000 |
| Net interest income | 344,000 | 681,000 | 1,012,000 | 1,356,000 |
| Noninterest income | 33,000 | 114,000 | 160,000 | 217,000 |
| Noninterest expense | 178,000 | 392,000 | 585,000 | 814,000 |
| Provision for loan losses | 68,000 | 93,000 | 98,000 | 98,000 |
| Pretax income | 209,000 | 397,000 | 637,000 | 903,000 |
| Income tax | 31,000 | 46,000 | 68,000 | 80,000 |
| Net income | 178,000 | 351,000 | 569,000 | 823,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,219,000 | 4,182,000 | 4,345,000 | 4,264,000 |
| Total capital | 4,548,000 | 4,553,000 | 4,713,000 | 4,631,000 |
| Risk-weighted assets | 26,136,000 | 29,522,000 | 29,265,000 | 29,231,000 |