Call reports 2026
FIRST BANK AND TRUST COMPANY — 2026
What FIRST BANK AND TRUST COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 92,370,000 | 91,188,000 |
| Total loans | 44,194,000 | 44,079,000 |
| Allowance for loan losses | 745,000 | 749,000 |
| Securities available for sale | 39,253,000 | 39,330,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 68,604,000 | 66,311,000 |
| Interest-bearing deposits | 56,309,000 | 54,145,000 |
| Noninterest-bearing deposits | 12,295,000 | 12,166,000 |
| Equity capital | 8,903,000 | 9,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,115,000 | 2,241,000 |
| Interest expense | 361,000 | 724,000 |
| Net interest income | 754,000 | 1,517,000 |
| Noninterest income | 91,000 | 190,000 |
| Noninterest expense | 587,000 | 1,193,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 228,000 | 475,000 |
| Income tax | 4,000 | 9,000 |
| Net income | 224,000 | 466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 9,598,000 | 9,840,000 |
| Total capital | 10,190,000 | 10,440,000 |
| Risk-weighted assets | 47,222,000 | 47,882,000 |