Call reports 2024
FIRST BANK AND TRUST COMPANY — 2024
What FIRST BANK AND TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 96,817,000 | 97,990,000 | 96,691,000 | 96,109,000 |
| Total loans | 47,941,000 | 51,539,000 | 53,101,000 | 50,498,000 |
| Allowance for loan losses | 722,000 | 726,000 | 729,000 | 732,000 |
| Securities available for sale | 38,378,000 | 37,120,000 | 34,830,000 | 36,017,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,263,000 | 75,164,000 | 69,893,000 | 73,900,000 |
| Interest-bearing deposits | 63,753,000 | 63,615,000 | 59,571,000 | 62,238,000 |
| Noninterest-bearing deposits | 12,510,000 | 11,549,000 | 10,322,000 | 11,662,000 |
| Equity capital | 7,084,000 | 7,290,000 | 8,297,000 | 7,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,021,000 | 2,098,000 | 3,233,000 | 4,360,000 |
| Interest expense | 430,000 | 891,000 | 1,407,000 | 1,879,000 |
| Net interest income | 591,000 | 1,207,000 | 1,826,000 | 2,481,000 |
| Noninterest income | 114,000 | 249,000 | 324,000 | 408,000 |
| Noninterest expense | 578,000 | 1,157,000 | 1,716,000 | 2,372,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 97,000 | 269,000 | 503,000 | 482,000 |
| Income tax | 7,000 | 15,000 | 20,000 | 12,000 |
| Net income | 90,000 | 254,000 | 483,000 | 470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,005,000 | 9,169,000 | 9,398,000 | 9,170,000 |
| Total capital | 9,648,000 | 9,857,000 | 10,098,000 | 9,839,000 |
| Risk-weighted assets | 51,365,000 | 55,003,000 | 55,977,000 | 53,478,000 |