Call reports 2023
FIRST BANK AND TRUST COMPANY — 2023
What FIRST BANK AND TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 92,520,000 | 91,923,000 | 95,064,000 | 96,681,000 |
| Total loans | 46,825,000 | 48,879,000 | 50,766,000 | 50,128,000 |
| Allowance for loan losses | 767,000 | 727,000 | 712,000 | 718,000 |
| Securities available for sale | 34,195,000 | 32,273,000 | 35,201,000 | 36,450,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,910,000 | 77,328,000 | 71,462,000 | 75,732,000 |
| Interest-bearing deposits | 63,714,000 | 63,891,000 | 60,109,000 | 64,647,000 |
| Noninterest-bearing deposits | 15,196,000 | 13,437,000 | 11,353,000 | 11,085,000 |
| Equity capital | 6,470,000 | 6,204,000 | 5,851,000 | 7,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 827,000 | 1,694,000 | 2,631,000 | 3,648,000 |
| Interest expense | 199,000 | 511,000 | 876,000 | 1,320,000 |
| Net interest income | 628,000 | 1,183,000 | 1,755,000 | 2,328,000 |
| Noninterest income | 98,000 | 171,000 | 251,000 | 337,000 |
| Noninterest expense | 559,000 | 1,158,000 | 1,747,000 | 2,410,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 211,000 | 181,000 | 175,000 | 270,000 |
| Income tax | 7,000 | 15,000 | 22,000 | 12,000 |
| Net income | 204,000 | 166,000 | 153,000 | 258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,790,000 | 8,753,000 | 8,740,000 | 8,915,000 |
| Total capital | 9,413,000 | 9,393,000 | 9,405,000 | 9,591,000 |
| Risk-weighted assets | 49,765,000 | 51,146,000 | 53,200,000 | 54,100,000 |