Call reports 2022
FIRST BANK AND TRUST COMPANY — 2022
What FIRST BANK AND TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 90,290,000 | 92,670,000 | 94,362,000 | 94,302,000 |
| Total loans | 45,628,000 | 51,302,000 | 53,576,000 | 53,937,000 |
| Allowance for loan losses | 769,000 | 769,000 | 767,000 | 766,000 |
| Securities available for sale | 35,887,000 | 34,413,000 | 32,874,000 | 32,265,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,926,000 | 76,288,000 | 71,545,000 | 74,823,000 |
| Interest-bearing deposits | 60,023,000 | 61,286,000 | 59,218,000 | 61,403,000 |
| Noninterest-bearing deposits | 15,903,000 | 15,002,000 | 12,327,000 | 13,420,000 |
| Equity capital | 6,270,000 | 5,765,000 | 5,000,000 | 5,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 655,000 | 1,384,000 | 2,207,000 | 3,058,000 |
| Interest expense | 60,000 | 119,000 | 222,000 | 388,000 |
| Net interest income | 595,000 | 1,265,000 | 1,985,000 | 2,670,000 |
| Noninterest income | 75,000 | 158,000 | 234,000 | 320,000 |
| Noninterest expense | 546,000 | 1,066,000 | 1,596,000 | 2,151,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -4,000 | 135,000 | 322,000 | 548,000 |
| Income tax | 8,000 | 15,000 | 22,000 | 17,000 |
| Net income | -12,000 | 120,000 | 300,000 | 531,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,044,000 | 8,176,000 | 8,356,000 | 8,587,000 |
| Total capital | 8,647,000 | 8,856,000 | 9,063,000 | 9,301,000 |
| Risk-weighted assets | 48,080,000 | 54,364,000 | 56,577,000 | 57,091,000 |