Call reports 2021
FIRST BANK AND TRUST COMPANY — 2021
What FIRST BANK AND TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 83,491,000 | 84,259,000 | 86,217,000 | 85,790,000 |
| Total loans | 41,497,000 | 43,491,000 | 47,090,000 | 48,560,000 |
| Allowance for loan losses | 774,000 | 774,000 | 773,000 | 769,000 |
| Securities available for sale | 32,158,000 | 33,132,000 | 31,419,000 | 29,940,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,826,000 | 67,998,000 | 68,589,000 | 69,602,000 |
| Interest-bearing deposits | 56,920,000 | 56,003,000 | 57,851,000 | 58,001,000 |
| Noninterest-bearing deposits | 10,906,000 | 11,995,000 | 10,738,000 | 11,601,000 |
| Equity capital | 8,252,000 | 8,514,000 | 8,558,000 | 8,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 820,000 | 1,554,000 | 2,243,000 | 2,937,000 |
| Interest expense | 77,000 | 150,000 | 219,000 | 282,000 |
| Net interest income | 743,000 | 1,404,000 | 2,024,000 | 2,655,000 |
| Noninterest income | 68,000 | 154,000 | 244,000 | 341,000 |
| Noninterest expense | 496,000 | 996,000 | 1,527,000 | 2,156,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 295,000 | 542,000 | 706,000 | 786,000 |
| Income tax | 7,000 | 15,000 | 22,000 | 29,000 |
| Net income | 288,000 | 527,000 | 684,000 | 757,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,942,000 | 8,182,000 | 8,339,000 | 8,056,000 |
| Total capital | 8,488,000 | 8,757,000 | 8,964,000 | 8,700,000 |
| Risk-weighted assets | 43,462,000 | 45,805,000 | 49,890,000 | 51,468,000 |