Call reports 2020
FIRST BANK AND TRUST COMPANY — 2020
What FIRST BANK AND TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 71,413,000 | 76,291,000 | 76,579,000 | 79,992,000 |
| Total loans | 37,691,000 | 40,296,000 | 41,709,000 | 40,459,000 |
| Allowance for loan losses | 717,000 | 777,000 | 778,000 | 778,000 |
| Securities available for sale | 23,638,000 | 22,637,000 | 23,511,000 | 24,554,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,530,000 | 58,241,000 | 58,808,000 | 64,410,000 |
| Interest-bearing deposits | 48,991,000 | 50,294,000 | 50,844,000 | 54,533,000 |
| Noninterest-bearing deposits | 7,539,000 | 7,947,000 | 7,964,000 | 9,877,000 |
| Equity capital | 8,178,000 | 8,547,000 | 8,657,000 | 8,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 679,000 | 1,440,000 | 2,123,000 | 2,773,000 |
| Interest expense | 122,000 | 233,000 | 333,000 | 419,000 |
| Net interest income | 557,000 | 1,207,000 | 1,790,000 | 2,354,000 |
| Noninterest income | 71,000 | 151,000 | 232,000 | 308,000 |
| Noninterest expense | 474,000 | 947,000 | 1,489,000 | 2,040,000 |
| Provision for loan losses | 0 | 60,000 | 60,000 | 60,000 |
| Pretax income | 179,000 | 410,000 | 537,000 | 631,000 |
| Income tax | 4,000 | 9,000 | 16,000 | 27,000 |
| Net income | 175,000 | 401,000 | 521,000 | 604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,588,000 | 7,814,000 | 7,935,000 | 7,655,000 |
| Total capital | 8,105,000 | 8,362,000 | 8,489,000 | 8,223,000 |
| Risk-weighted assets | 41,194,000 | 43,666,000 | 44,112,000 | 45,260,000 |