Call reports 2019
FIRST BANK AND TRUST COMPANY — 2019
What FIRST BANK AND TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 67,930,000 | 69,665,000 | 68,475,000 | 72,352,000 |
| Total loans | 33,373,000 | 35,166,000 | 37,057,000 | 39,048,000 |
| Allowance for loan losses | 693,000 | 692,000 | 691,000 | 716,000 |
| Securities available for sale | 24,556,000 | 24,289,000 | 21,006,000 | 21,527,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,299,000 | 50,538,000 | 51,850,000 | 54,630,000 |
| Interest-bearing deposits | 44,482,000 | 43,221,000 | 45,305,000 | 47,483,000 |
| Noninterest-bearing deposits | 7,817,000 | 7,317,000 | 6,545,000 | 7,147,000 |
| Equity capital | 7,211,000 | 7,591,000 | 7,769,000 | 7,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 632,000 | 1,281,000 | 1,971,000 | 2,673,000 |
| Interest expense | 116,000 | 241,000 | 377,000 | 509,000 |
| Net interest income | 516,000 | 1,040,000 | 1,594,000 | 2,164,000 |
| Noninterest income | 51,000 | 121,000 | 185,000 | 291,000 |
| Noninterest expense | 515,000 | 1,011,000 | 1,511,000 | 2,014,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 50,000 |
| Pretax income | 62,000 | 189,000 | 318,000 | 451,000 |
| Income tax | 3,000 | 7,000 | 12,000 | 16,000 |
| Net income | 59,000 | 182,000 | 306,000 | 435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,285,000 | 7,408,000 | 7,532,000 | 7,413,000 |
| Total capital | 7,751,000 | 7,893,000 | 8,036,000 | 7,956,000 |
| Risk-weighted assets | 37,077,000 | 38,618,000 | 40,184,000 | 43,317,000 |