Call reports 2018
FIRST BANK AND TRUST COMPANY — 2018
What FIRST BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 73,617,000 | 72,615,000 | 71,976,000 | 72,619,000 |
| Total loans | 32,417,000 | 35,293,000 | 36,316,000 | 37,252,000 |
| Allowance for loan losses | 545,000 | 546,000 | 570,000 | 668,000 |
| Securities available for sale | 34,144,000 | 31,743,000 | 30,026,000 | 29,061,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,975,000 | 51,983,000 | 52,377,000 | 56,100,000 |
| Interest-bearing deposits | 47,072,000 | 44,582,000 | 45,811,000 | 48,119,000 |
| Noninterest-bearing deposits | 7,903,000 | 7,401,000 | 6,566,000 | 7,981,000 |
| Equity capital | 6,620,000 | 6,686,000 | 6,611,000 | 6,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 617,000 | 1,267,000 | 1,953,000 | 2,636,000 |
| Interest expense | 85,000 | 187,000 | 316,000 | 456,000 |
| Net interest income | 532,000 | 1,080,000 | 1,637,000 | 2,180,000 |
| Noninterest income | 33,000 | 93,000 | 135,000 | 201,000 |
| Noninterest expense | 477,000 | 929,000 | 1,415,000 | 1,889,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 125,000 |
| Pretax income | 88,000 | 238,000 | 326,000 | 361,000 |
| Income tax | 4,000 | 9,000 | 14,000 | 12,000 |
| Net income | 84,000 | 229,000 | 312,000 | 349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,063,000 | 7,193,000 | 7,242,000 | 7,226,000 |
| Total capital | 7,540,000 | 7,692,000 | 7,756,000 | 7,750,000 |
| Risk-weighted assets | 38,121,000 | 39,928,000 | 41,084,000 | 41,847,000 |