Call reports 2017
FIRST BANK AND TRUST COMPANY — 2017
What FIRST BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 76,049,000 | 73,140,000 | 70,444,000 | 73,096,000 |
| Total loans | 30,425,000 | 32,142,000 | 33,339,000 | 35,177,000 |
| Allowance for loan losses | 514,000 | 545,000 | 545,000 | 545,000 |
| Securities available for sale | 39,083,000 | 36,613,000 | 31,406,000 | 32,550,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,602,000 | 55,741,000 | 51,730,000 | 54,431,000 |
| Interest-bearing deposits | 53,575,000 | 48,671,000 | 45,500,000 | 46,575,000 |
| Noninterest-bearing deposits | 8,027,000 | 7,070,000 | 6,230,000 | 7,856,000 |
| Equity capital | 6,949,000 | 7,160,000 | 7,221,000 | 6,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 573,000 | 1,179,000 | 1,777,000 | 2,393,000 |
| Interest expense | 54,000 | 118,000 | 195,000 | 273,000 |
| Net interest income | 519,000 | 1,061,000 | 1,582,000 | 2,120,000 |
| Noninterest income | 41,000 | 87,000 | 141,000 | 211,000 |
| Noninterest expense | 468,000 | 944,000 | 1,423,000 | 1,895,000 |
| Provision for loan losses | 0 | 30,000 | 30,000 | 30,000 |
| Pretax income | 92,000 | 173,000 | 274,000 | 410,000 |
| Income tax | -1,000 | 5,000 | 10,000 | 10,000 |
| Net income | 93,000 | 168,000 | 264,000 | 400,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,993,000 | 7,073,000 | 7,154,000 | 7,018,000 |
| Total capital | 7,479,000 | 7,549,000 | 7,639,000 | 7,523,000 |
| Risk-weighted assets | 38,865,000 | 38,068,000 | 38,818,000 | 40,432,000 |