Call reports 2016
FIRST BANK AND TRUST COMPANY — 2016
What FIRST BANK AND TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 72,337,000 | 68,040,000 | 67,354,000 | 74,695,000 |
| Total loans | 30,915,000 | 31,145,000 | 33,162,000 | 34,274,000 |
| Allowance for loan losses | 463,000 | 463,000 | 483,000 | 514,000 |
| Securities available for sale | 39,056,000 | 32,815,000 | 31,071,000 | 32,982,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,683,000 | 57,928,000 | 57,510,000 | 60,519,000 |
| Interest-bearing deposits | 51,435,000 | 50,390,000 | 51,188,000 | 51,943,000 |
| Noninterest-bearing deposits | 8,248,000 | 7,538,000 | 6,322,000 | 8,576,000 |
| Equity capital | 7,321,000 | 7,523,000 | 7,477,000 | 6,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 589,000 | 1,157,000 | 1,704,000 | 2,275,000 |
| Interest expense | 45,000 | 88,000 | 131,000 | 177,000 |
| Net interest income | 544,000 | 1,069,000 | 1,573,000 | 2,098,000 |
| Noninterest income | 40,000 | 91,000 | 134,000 | 199,000 |
| Noninterest expense | 478,000 | 921,000 | 1,390,000 | 1,842,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 50,000 |
| Pretax income | 106,000 | 239,000 | 297,000 | 405,000 |
| Income tax | 6,000 | 11,000 | 16,000 | 22,000 |
| Net income | 100,000 | 228,000 | 281,000 | 383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,924,000 | 7,076,000 | 7,115,000 | 6,904,000 |
| Total capital | 7,387,000 | 7,539,000 | 7,598,000 | 7,418,000 |
| Risk-weighted assets | 40,100,000 | 40,113,000 | 41,355,000 | 43,596,000 |