Call reports 2014
FIRST BANK AND TRUST COMPANY — 2014
What FIRST BANK AND TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 77,684,000 | 73,635,000 | 71,967,000 | 76,776,000 |
| Total loans | 27,425,000 | 27,086,000 | 27,756,000 | 31,562,000 |
| Allowance for loan losses | 416,000 | 419,000 | 423,000 | 426,000 |
| Securities available for sale | 46,647,000 | 43,736,000 | 41,114,000 | 40,136,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,278,000 | 56,537,000 | 57,045,000 | 62,824,000 |
| Interest-bearing deposits | 52,530,000 | 47,878,000 | 48,514,000 | 54,154,000 |
| Noninterest-bearing deposits | 9,748,000 | 8,659,000 | 8,531,000 | 8,670,000 |
| Equity capital | 6,700,000 | 7,029,000 | 7,060,000 | 6,973,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 590,000 | 1,179,000 | 1,756,000 | 2,347,000 |
| Interest expense | 35,000 | 71,000 | 106,000 | 141,000 |
| Net interest income | 555,000 | 1,108,000 | 1,650,000 | 2,206,000 |
| Noninterest income | 49,000 | 94,000 | 150,000 | 212,000 |
| Noninterest expense | 485,000 | 979,000 | 1,435,000 | 1,927,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 124,000 | 249,000 | 401,000 | 527,000 |
| Income tax | 5,000 | 11,000 | 15,000 | 19,000 |
| Net income | 119,000 | 238,000 | 386,000 | 508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,561,000 | 6,699,000 | 6,838,000 | 6,640,000 |
| Total capital | 6,977,000 | 7,118,000 | 7,261,000 | 7,066,000 |
| Risk-weighted assets | 43,000,000 | 41,902,000 | 41,209,000 | 45,352,000 |