Call reports 2013
FIRST BANK AND TRUST COMPANY — 2013
What FIRST BANK AND TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 83,363,000 | 78,552,000 | 78,316,000 | 78,519,000 |
| Total loans | 29,119,000 | 29,237,000 | 30,501,000 | 31,839,000 |
| Allowance for loan losses | 404,000 | 407,000 | 410,000 | 413,000 |
| Securities available for sale | 49,620,000 | 45,989,000 | 43,334,000 | 42,229,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,917,000 | 60,335,000 | 57,388,000 | 58,913,000 |
| Interest-bearing deposits | 56,257,000 | 51,028,000 | 48,543,000 | 49,399,000 |
| Noninterest-bearing deposits | 10,660,000 | 9,307,000 | 8,845,000 | 9,514,000 |
| Equity capital | 7,268,000 | 6,513,000 | 6,723,000 | 6,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 593,000 | 1,203,000 | 1,807,000 | 2,434,000 |
| Interest expense | 48,000 | 93,000 | 135,000 | 174,000 |
| Net interest income | 545,000 | 1,110,000 | 1,672,000 | 2,260,000 |
| Noninterest income | 46,000 | 93,000 | 151,000 | 217,000 |
| Noninterest expense | 440,000 | 923,000 | 1,401,000 | 1,881,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 151,000 | 310,000 | 452,000 | 625,000 |
| Income tax | 8,000 | 13,000 | 18,000 | 26,000 |
| Net income | 143,000 | 297,000 | 434,000 | 599,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,370,000 | 6,449,000 | 6,572,000 | 6,418,000 |
| Total capital | 6,774,000 | 6,856,000 | 6,982,000 | 6,831,000 |
| Risk-weighted assets | 44,750,000 | 44,489,000 | 45,836,000 | 46,828,000 |