Call reports 2012
FIRST BANK AND TRUST COMPANY — 2012
What FIRST BANK AND TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 79,474,000 | 73,648,000 | 71,460,000 | 80,935,000 |
| Total loans | 28,691,000 | 30,420,000 | 30,320,000 | 32,505,000 |
| Allowance for loan losses | 485,000 | 435,000 | 398,000 | 401,000 |
| Securities available for sale | 45,301,000 | 39,910,000 | 37,572,000 | 40,588,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,427,000 | 54,732,000 | 53,775,000 | 59,542,000 |
| Interest-bearing deposits | 51,627,000 | 48,081,000 | 47,598,000 | 49,316,000 |
| Noninterest-bearing deposits | 8,800,000 | 6,651,000 | 6,177,000 | 10,226,000 |
| Equity capital | 7,070,000 | 7,195,000 | 7,403,000 | 7,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 607,000 | 1,218,000 | 1,822,000 | 2,433,000 |
| Interest expense | 79,000 | 147,000 | 208,000 | 263,000 |
| Net interest income | 528,000 | 1,071,000 | 1,614,000 | 2,170,000 |
| Noninterest income | 55,000 | 110,000 | 164,000 | 270,000 |
| Noninterest expense | 452,000 | 907,000 | 1,358,000 | 1,818,000 |
| Provision for loan losses | 100,000 | 170,000 | 170,000 | 170,000 |
| Pretax income | 31,000 | 158,000 | 304,000 | 506,000 |
| Income tax | 6,000 | 11,000 | 16,000 | 17,000 |
| Net income | 25,000 | 147,000 | 288,000 | 489,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,075,000 | 6,197,000 | 6,338,000 | 6,239,000 |
| Total capital | 6,538,000 | 6,632,000 | 6,736,000 | 6,640,000 |
| Risk-weighted assets | 37,055,000 | 37,209,000 | 36,750,000 | 44,903,000 |