Call reports 2011
FIRST BANK AND TRUST COMPANY — 2011
What FIRST BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 67,692,000 | 73,487,000 | 75,843,000 | 74,658,000 |
| Total loans | 27,735,000 | 28,408,000 | 31,852,000 | 30,802,000 |
| Allowance for loan losses | 559,000 | 571,000 | 574,000 | 458,000 |
| Securities available for sale | 37,631,000 | 43,090,000 | 41,251,000 | 40,054,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,567,000 | 51,521,000 | 49,346,000 | 51,420,000 |
| Interest-bearing deposits | 47,975,000 | 46,035,000 | 44,681,000 | 45,219,000 |
| Noninterest-bearing deposits | 6,592,000 | 5,486,000 | 4,665,000 | 6,201,000 |
| Equity capital | 6,139,000 | 6,802,000 | 6,980,000 | 7,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 584,000 | 1,191,000 | 1,850,000 | 2,497,000 |
| Interest expense | 102,000 | 200,000 | 299,000 | 392,000 |
| Net interest income | 482,000 | 991,000 | 1,551,000 | 2,105,000 |
| Noninterest income | 53,000 | 107,000 | 168,000 | 241,000 |
| Noninterest expense | 432,000 | 872,000 | 1,312,000 | 1,764,000 |
| Provision for loan losses | 0 | 0 | 0 | 125,000 |
| Pretax income | 137,000 | 263,000 | 440,000 | 493,000 |
| Income tax | 5,000 | 11,000 | 16,000 | 21,000 |
| Net income | 132,000 | 252,000 | 424,000 | 472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,010,000 | 6,130,000 | 6,002,000 | 6,050,000 |
| Total capital | 6,443,000 | 6,584,000 | 6,499,000 | 6,508,000 |
| Risk-weighted assets | 34,505,000 | 36,213,000 | 39,644,000 | 38,354,000 |