Call reports 2010
FIRST BANK AND TRUST COMPANY — 2010
What FIRST BANK AND TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 63,387,000 | 60,863,000 | 62,206,000 | 63,884,000 |
| Total loans | 28,605,000 | 29,370,000 | 31,017,000 | 29,289,000 |
| Allowance for loan losses | 536,000 | 673,000 | 673,000 | 409,000 |
| Securities available for sale | 32,077,000 | 29,295,000 | 29,007,000 | 31,728,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,770,000 | 47,191,000 | 47,393,000 | 49,302,000 |
| Interest-bearing deposits | 42,353,000 | 43,282,000 | 43,648,000 | 44,568,000 |
| Noninterest-bearing deposits | 5,417,000 | 3,909,000 | 3,745,000 | 4,734,000 |
| Equity capital | 6,179,000 | 6,363,000 | 6,623,000 | 6,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 672,000 | 1,360,000 | 2,054,000 | 2,715,000 |
| Interest expense | 168,000 | 330,000 | 479,000 | 606,000 |
| Net interest income | 504,000 | 1,030,000 | 1,575,000 | 2,109,000 |
| Noninterest income | 49,000 | 102,000 | 168,000 | 260,000 |
| Noninterest expense | 422,000 | 849,000 | 1,268,000 | 1,710,000 |
| Provision for loan losses | 0 | 138,000 | 138,000 | 138,000 |
| Pretax income | 133,000 | 157,000 | 367,000 | 551,000 |
| Income tax | 3,000 | 9,000 | 14,000 | 18,000 |
| Net income | 130,000 | 148,000 | 353,000 | 533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,780,000 | 5,798,000 | 6,002,000 | 5,879,000 |
| Total capital | 6,207,000 | 6,222,000 | 6,449,000 | 6,288,000 |
| Risk-weighted assets | 34,059,000 | 33,646,000 | 35,514,000 | 35,011,000 |