Call reports 2009
FIRST BANK AND TRUST COMPANY — 2009
What FIRST BANK AND TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 57,953,000 | 58,292,000 | 61,667,000 | 62,677,000 |
| Total loans | 27,759,000 | 29,945,000 | 32,250,000 | 31,711,000 |
| Allowance for loan losses | 418,000 | 443,000 | 486,000 | 536,000 |
| Securities available for sale | 26,540,000 | 25,943,000 | 26,912,000 | 28,329,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,653,000 | 45,910,000 | 44,697,000 | 46,247,000 |
| Interest-bearing deposits | 40,274,000 | 41,751,000 | 41,368,000 | 41,825,000 |
| Noninterest-bearing deposits | 4,379,000 | 4,159,000 | 3,329,000 | 4,422,000 |
| Equity capital | 5,888,000 | 6,024,000 | 6,447,000 | 6,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 677,000 | 1,374,000 | 2,095,000 | 2,818,000 |
| Interest expense | 212,000 | 414,000 | 604,000 | 784,000 |
| Net interest income | 465,000 | 960,000 | 1,491,000 | 2,034,000 |
| Noninterest income | 48,000 | 101,000 | 157,000 | 118,000 |
| Noninterest expense | 399,000 | 824,000 | 1,239,000 | 1,666,000 |
| Provision for loan losses | 25,000 | 50,000 | 100,000 | 150,000 |
| Pretax income | 89,000 | 185,000 | 367,000 | 400,000 |
| Income tax | 3,000 | 7,000 | 12,000 | 18,000 |
| Net income | 86,000 | 178,000 | 355,000 | 382,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,657,000 | 5,750,000 | 5,927,000 | 5,650,000 |
| Total capital | 6,061,000 | 6,179,000 | 6,392,000 | 6,109,000 |
| Risk-weighted assets | 32,330,000 | 34,316,000 | 37,143,000 | 36,622,000 |