Call reports 2007
FIRST BANK AND TRUST COMPANY — 2007
What FIRST BANK AND TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 52,602,000 | 52,668,000 | 53,326,000 | 56,475,000 |
| Total loans | 26,813,000 | 28,983,000 | 30,427,000 | 30,723,000 |
| Allowance for loan losses | 383,000 | 383,000 | 383,000 | 390,000 |
| Securities available for sale | 22,897,000 | 20,600,000 | 20,447,000 | 23,117,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,006,000 | 39,402,000 | 39,272,000 | 40,728,000 |
| Interest-bearing deposits | 36,720,000 | 36,624,000 | 36,575,000 | 36,843,000 |
| Noninterest-bearing deposits | 3,286,000 | 2,778,000 | 2,697,000 | 3,885,000 |
| Equity capital | 5,793,000 | 5,277,000 | 5,586,000 | 5,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 765,000 | 1,576,000 | 2,411,000 | 3,259,000 |
| Interest expense | 398,000 | 816,000 | 1,247,000 | 1,664,000 |
| Net interest income | 367,000 | 760,000 | 1,164,000 | 1,595,000 |
| Noninterest income | 56,000 | 109,000 | 185,000 | 261,000 |
| Noninterest expense | 395,000 | 777,000 | 1,158,000 | 1,523,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 24,000 | 88,000 | 187,000 | 329,000 |
| Income tax | 4,000 | 7,000 | 7,000 | 9,000 |
| Net income | 20,000 | 81,000 | 180,000 | 320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,946,000 | 5,507,000 | 5,606,000 | 5,496,000 |
| Total capital | 6,329,000 | 5,890,000 | 5,989,000 | 5,886,000 |
| Risk-weighted assets | 31,067,000 | 32,875,000 | 33,637,000 | 34,379,000 |