Call reports 2006
FIRST BANK AND TRUST COMPANY — 2006
What FIRST BANK AND TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 50,275,000 | 51,002,000 | 51,719,000 | 50,860,000 |
| Total loans | 25,531,000 | 27,232,000 | 28,023,000 | 26,900,000 |
| Allowance for loan losses | 379,000 | 380,000 | 380,000 | 380,000 |
| Securities available for sale | 22,695,000 | 21,669,000 | 21,225,000 | 21,581,000 |
| Securities held to maturity | 32,000 | 28,000 | 25,000 | 20,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,920,000 | 35,964,000 | 36,558,000 | 38,175,000 |
| Interest-bearing deposits | 34,129,000 | 33,185,000 | 33,746,000 | 34,988,000 |
| Noninterest-bearing deposits | 2,791,000 | 2,779,000 | 2,812,000 | 3,187,000 |
| Equity capital | 5,602,000 | 5,493,000 | 5,744,000 | 5,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 707,000 | 1,451,000 | 2,226,000 | 3,005,000 |
| Interest expense | 279,000 | 599,000 | 966,000 | 1,351,000 |
| Net interest income | 428,000 | 852,000 | 1,260,000 | 1,654,000 |
| Noninterest income | 61,000 | 131,000 | 197,000 | 274,000 |
| Noninterest expense | 365,000 | 750,000 | 1,139,000 | 1,542,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 124,000 | 229,000 | 314,000 | 382,000 |
| Income tax | 3,000 | 8,000 | 12,000 | 13,000 |
| Net income | 121,000 | 221,000 | 302,000 | 369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,018,000 | 6,018,000 | 5,999,000 | 5,926,000 |
| Total capital | 6,389,000 | 6,398,000 | 6,379,000 | 6,306,000 |
| Risk-weighted assets | 29,671,000 | 31,435,000 | 32,299,000 | 31,053,000 |