Call reports 2002
FIRST BANK AND TRUST COMPANY — 2002
What FIRST BANK AND TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 54,821,000 | 54,108,000 | 54,611,000 | 54,104,000 |
| Total loans | 28,256,000 | 29,513,000 | 30,348,000 | 29,533,000 |
| Allowance for loan losses | 340,000 | 340,000 | 340,000 | 340,000 |
| Securities available for sale | 22,333,000 | 21,401,000 | 20,658,000 | 20,274,000 |
| Securities held to maturity | 733,000 | 1,032,000 | 1,025,000 | 1,470,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,701,000 | 40,600,000 | 40,533,000 | 39,996,000 |
| Interest-bearing deposits | 39,333,000 | 38,348,000 | 38,229,000 | 37,296,000 |
| Noninterest-bearing deposits | 2,368,000 | 2,252,000 | 2,304,000 | 2,700,000 |
| Equity capital | 5,983,000 | 6,431,000 | 6,714,000 | 6,237,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 876,000 | 1,749,000 | 2,624,000 | 3,458,000 |
| Interest expense | 357,000 | 704,000 | 1,038,000 | 1,347,000 |
| Net interest income | 519,000 | 1,045,000 | 1,586,000 | 2,111,000 |
| Noninterest income | 50,000 | 106,000 | 152,000 | 227,000 |
| Noninterest expense | 331,000 | 679,000 | 1,012,000 | 1,454,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 238,000 | 472,000 | 726,000 | 884,000 |
| Income tax | 5,000 | 10,000 | 14,000 | 21,000 |
| Net income | 233,000 | 462,000 | 712,000 | 863,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,658,000 | 5,886,000 | 6,057,000 | 5,704,000 |
| Total capital | 5,998,000 | 6,226,000 | 6,397,000 | 6,044,000 |
| Risk-weighted assets | 32,940,000 | 33,761,000 | 34,537,000 | 33,478,000 |