Call reports 2001
FIRST BANK AND TRUST COMPANY — 2001
What FIRST BANK AND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 53,423,000 | 50,097,000 | 51,123,000 | 53,568,000 |
| Total loans | 27,189,000 | 29,152,000 | 30,302,000 | 29,339,000 |
| Allowance for loan losses | 340,000 | 340,000 | 340,000 | 340,000 |
| Securities available for sale | 19,697,000 | 17,596,000 | 17,744,000 | 20,439,000 |
| Securities held to maturity | 1,520,000 | 1,417,000 | 555,000 | 744,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,136,000 | 37,241,000 | 38,230,000 | 39,595,000 |
| Interest-bearing deposits | 36,002,000 | 35,288,000 | 36,118,000 | 37,121,000 |
| Noninterest-bearing deposits | 2,134,000 | 1,953,000 | 2,112,000 | 2,474,000 |
| Equity capital | 5,745,000 | 5,906,000 | 6,481,000 | 6,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 938,000 | 1,882,000 | 2,821,000 | 3,716,000 |
| Interest expense | 521,000 | 1,009,000 | 1,467,000 | 1,883,000 |
| Net interest income | 417,000 | 873,000 | 1,354,000 | 1,833,000 |
| Noninterest income | 52,000 | 116,000 | 171,000 | 246,000 |
| Noninterest expense | 323,000 | 666,000 | 999,000 | 1,403,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 146,000 | 326,000 | 529,000 | 679,000 |
| Income tax | 5,000 | 8,000 | 14,000 | 18,000 |
| Net income | 141,000 | 318,000 | 515,000 | 661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,412,000 | 5,582,000 | 5,779,000 | 5,505,000 |
| Total capital | 5,752,000 | 5,922,000 | 6,119,000 | 5,845,000 |
| Risk-weighted assets | 32,030,000 | 32,307,000 | 33,694,000 | 33,791,000 |