Call reports 2019
REPUBLIC BANK & TRUST — 2019
What REPUBLIC BANK & TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 556,922,000 | 566,087,000 | 589,375,000 | 696,964,000 |
| Total loans | 390,941,000 | 385,516,000 | 377,091,000 | 373,365,000 |
| Allowance for loan losses | 7,178,000 | 7,306,000 | 7,246,000 | 7,398,000 |
| Securities available for sale | 121,544,000 | 136,807,000 | 177,821,000 | 208,129,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 496,197,000 | 497,777,000 | 519,186,000 | 617,574,000 |
| Interest-bearing deposits | 326,195,000 | 328,303,000 | 348,790,000 | 428,682,000 |
| Noninterest-bearing deposits | 170,002,000 | 169,474,000 | 170,396,000 | 188,892,000 |
| Equity capital | 59,099,000 | 66,456,000 | 66,095,000 | 75,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,369,000 | 12,894,000 | 19,518,000 | 26,543,000 |
| Interest expense | 745,000 | 1,553,000 | 2,424,000 | 3,369,000 |
| Net interest income | 5,624,000 | 11,341,000 | 17,094,000 | 23,174,000 |
| Noninterest income | 1,348,000 | 2,868,000 | 4,650,000 | 6,184,000 |
| Noninterest expense | 4,849,000 | 9,814,000 | 14,738,000 | 19,721,000 |
| Provision for loan losses | 154,000 | 307,000 | 477,000 | 934,000 |
| Pretax income | 2,137,000 | 4,256,000 | 6,697,000 | 9,069,000 |
| Income tax | 372,000 | 695,000 | 1,095,000 | 1,643,000 |
| Net income | 1,765,000 | 3,561,000 | 5,602,000 | 7,426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,097,000 | 58,891,000 | 60,032,000 | 69,956,000 |
| Total capital | 62,919,000 | 64,759,000 | 65,771,000 | 75,743,000 |
| Risk-weighted assets | 464,433,000 | 468,075,000 | 457,613,000 | 461,424,000 |