Call reports 2018
REPUBLIC BANK & TRUST — 2018
What REPUBLIC BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 549,697,000 | 540,976,000 | 560,126,000 | 555,744,000 |
| Total loans | 394,209,000 | 393,113,000 | 391,424,000 | 395,248,000 |
| Allowance for loan losses | 4,654,000 | 4,867,000 | 5,061,000 | 6,956,000 |
| Securities available for sale | 93,041,000 | 100,848,000 | 98,141,000 | 114,213,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 489,584,000 | 478,768,000 | 497,128,000 | 498,600,000 |
| Interest-bearing deposits | 313,323,000 | 308,510,000 | 317,187,000 | 325,598,000 |
| Noninterest-bearing deposits | 176,261,000 | 170,258,000 | 179,941,000 | 173,002,000 |
| Equity capital | 58,202,000 | 60,280,000 | 60,752,000 | 55,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,985,000 | 12,250,000 | 18,622,000 | 25,215,000 |
| Interest expense | 522,000 | 1,093,000 | 1,753,000 | 2,495,000 |
| Net interest income | 5,463,000 | 11,157,000 | 16,869,000 | 22,720,000 |
| Noninterest income | 1,513,000 | 3,309,000 | 5,363,000 | 7,126,000 |
| Noninterest expense | 4,723,000 | 9,606,000 | 14,469,000 | 19,595,000 |
| Provision for loan losses | 163,000 | 320,000 | 481,000 | 3,441,000 |
| Pretax income | 2,225,000 | 4,675,000 | 7,493,000 | 7,023,000 |
| Income tax | -134,000 | 435,000 | 1,072,000 | 582,000 |
| Net income | 2,359,000 | 4,240,000 | 6,421,000 | 6,441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,948,000 | 59,829,000 | 61,471,000 | 55,330,000 |
| Total capital | 62,602,000 | 64,696,000 | 66,532,000 | 61,195,000 |
| Risk-weighted assets | 465,495,000 | 463,233,000 | 461,406,000 | 468,140,000 |