Call reports 2016
REPUBLIC BANK & TRUST — 2016
What REPUBLIC BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 507,734,000 | 509,862,000 | 512,843,000 | 499,053,000 |
| Total loans | 352,443,000 | 359,820,000 | 368,790,000 | 370,658,000 |
| Allowance for loan losses | 4,734,000 | 4,899,000 | 5,026,000 | 4,756,000 |
| Securities available for sale | 101,493,000 | 108,669,000 | 98,976,000 | 99,404,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 453,840,000 | 454,032,000 | 456,313,000 | 438,412,000 |
| Interest-bearing deposits | 303,765,000 | 303,696,000 | 298,701,000 | 286,355,000 |
| Noninterest-bearing deposits | 150,075,000 | 150,336,000 | 157,612,000 | 152,057,000 |
| Equity capital | 52,691,000 | 54,357,000 | 54,883,000 | 53,383,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,380,000 | 10,799,000 | 16,454,000 | 22,188,000 |
| Interest expense | 356,000 | 723,000 | 1,093,000 | 1,487,000 |
| Net interest income | 5,024,000 | 10,076,000 | 15,361,000 | 20,701,000 |
| Noninterest income | 1,438,000 | 3,168,000 | 4,984,000 | 6,614,000 |
| Noninterest expense | 4,450,000 | 9,112,000 | 13,836,000 | 18,620,000 |
| Provision for loan losses | 156,000 | 306,000 | 466,000 | 630,000 |
| Pretax income | 1,876,000 | 3,914,000 | 6,224,000 | 8,578,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,876,000 | 3,914,000 | 6,224,000 | 8,578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,927,000 | 48,333,000 | 49,706,000 | 52,059,000 |
| Total capital | 52,661,000 | 53,232,000 | 54,732,000 | 56,815,000 |
| Risk-weighted assets | 435,003,000 | 445,498,000 | 448,395,000 | 448,984,000 |