Call reports 2015
REPUBLIC BANK & TRUST — 2015
What REPUBLIC BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 475,018,000 | 475,741,000 | 490,688,000 | 484,559,000 |
| Total loans | 331,686,000 | 339,024,000 | 336,429,000 | 346,370,000 |
| Allowance for loan losses | 4,256,000 | 4,370,000 | 4,561,000 | 4,586,000 |
| Securities available for sale | 92,046,000 | 84,342,000 | 89,003,000 | 97,773,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 424,889,000 | 425,265,000 | 438,946,000 | 431,624,000 |
| Interest-bearing deposits | 280,432,000 | 277,161,000 | 289,617,000 | 276,125,000 |
| Noninterest-bearing deposits | 144,457,000 | 148,104,000 | 149,329,000 | 155,499,000 |
| Equity capital | 48,973,000 | 49,009,000 | 50,170,000 | 52,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,176,000 | 10,422,000 | 15,693,000 | 21,176,000 |
| Interest expense | 325,000 | 657,000 | 988,000 | 1,324,000 |
| Net interest income | 4,851,000 | 9,765,000 | 14,705,000 | 19,852,000 |
| Noninterest income | 1,471,000 | 3,569,000 | 5,326,000 | 6,831,000 |
| Noninterest expense | 4,246,000 | 8,642,000 | 12,989,000 | 17,647,000 |
| Provision for loan losses | 152,000 | 310,000 | 464,000 | 625,000 |
| Pretax income | 1,924,000 | 4,427,000 | 6,680,000 | 8,608,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,924,000 | 4,427,000 | 6,680,000 | 8,608,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,188,000 | 45,516,000 | 46,235,000 | 47,673,000 |
| Total capital | 48,444,000 | 49,886,000 | 50,796,000 | 52,259,000 |
| Risk-weighted assets | 388,614,000 | 389,754,000 | 392,245,000 | 416,894,000 |