Call reports 2014
REPUBLIC BANK & TRUST — 2014
What REPUBLIC BANK & TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 447,856,000 | 442,954,000 | 450,820,000 | 466,329,000 |
| Total loans | 302,809,000 | 306,141,000 | 313,137,000 | 309,724,000 |
| Allowance for loan losses | 3,407,000 | 3,592,000 | 3,774,000 | 3,945,000 |
| Securities available for sale | 85,115,000 | 80,925,000 | 84,662,000 | 86,899,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 403,791,000 | 396,962,000 | 402,842,000 | 417,080,000 |
| Interest-bearing deposits | 261,955,000 | 258,668,000 | 261,367,000 | 267,445,000 |
| Noninterest-bearing deposits | 141,836,000 | 138,294,000 | 141,475,000 | 149,635,000 |
| Equity capital | 43,033,000 | 44,588,000 | 46,346,000 | 48,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,952,000 | 9,971,000 | 15,087,000 | 20,107,000 |
| Interest expense | 296,000 | 588,000 | 892,000 | 1,209,000 |
| Net interest income | 4,656,000 | 9,383,000 | 14,195,000 | 18,898,000 |
| Noninterest income | 1,223,000 | 2,713,000 | 4,337,000 | 5,880,000 |
| Noninterest expense | 4,054,000 | 8,153,000 | 12,440,000 | 16,812,000 |
| Provision for loan losses | 154,000 | 310,000 | 468,000 | 635,000 |
| Pretax income | 2,085,000 | 4,039,000 | 6,030,000 | 7,737,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,085,000 | 4,039,000 | 6,030,000 | 7,737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,939,000 | 41,155,000 | 42,292,000 | 43,719,000 |
| Total capital | 44,346,000 | 44,747,000 | 46,066,000 | 47,664,000 |
| Risk-weighted assets | 346,453,000 | 350,413,000 | 355,817,000 | 357,245,000 |