Call reports 2013
REPUBLIC BANK & TRUST — 2013
What REPUBLIC BANK & TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 405,612,000 | 423,898,000 | 424,366,000 | 449,453,000 |
| Total loans | 250,000,000 | 270,408,000 | 280,395,000 | 297,821,000 |
| Allowance for loan losses | 3,410,000 | 3,008,000 | 3,197,000 | 3,239,000 |
| Securities available for sale | 69,195,000 | 73,125,000 | 91,861,000 | 93,806,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 365,125,000 | 383,385,000 | 383,195,000 | 407,084,000 |
| Interest-bearing deposits | 245,355,000 | 247,365,000 | 247,284,000 | 267,825,000 |
| Noninterest-bearing deposits | 119,770,000 | 136,020,000 | 135,911,000 | 139,259,000 |
| Equity capital | 39,591,000 | 39,360,000 | 39,838,000 | 41,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,079,000 | 8,388,000 | 13,031,000 | 17,922,000 |
| Interest expense | 314,000 | 616,000 | 919,000 | 1,215,000 |
| Net interest income | 3,765,000 | 7,772,000 | 12,112,000 | 16,707,000 |
| Noninterest income | 1,514,000 | 3,204,000 | 4,891,000 | 6,204,000 |
| Noninterest expense | 3,747,000 | 7,684,000 | 11,699,000 | 15,582,000 |
| Provision for loan losses | 309,000 | 459,000 | 609,000 | 1,066,000 |
| Pretax income | 1,300,000 | 2,910,000 | 4,784,000 | 6,352,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,300,000 | 2,910,000 | 4,784,000 | 6,352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,755,000 | 37,664,000 | 38,921,000 | 40,490,000 |
| Total capital | 40,165,000 | 40,672,000 | 42,118,000 | 43,729,000 |
| Risk-weighted assets | 286,462,000 | 310,717,000 | 322,753,000 | 338,258,000 |