Call reports 2012
REPUBLIC BANK & TRUST — 2012
What REPUBLIC BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 386,865,000 | 381,608,000 | 388,963,000 | 410,759,000 |
| Total loans | 237,899,000 | 249,285,000 | 250,409,000 | 247,526,000 |
| Allowance for loan losses | 3,601,000 | 4,294,000 | 4,351,000 | 3,141,000 |
| Securities available for sale | 69,073,000 | 70,318,000 | 68,589,000 | 65,402,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 350,520,000 | 344,175,000 | 349,882,000 | 369,666,000 |
| Interest-bearing deposits | 235,420,000 | 224,845,000 | 231,320,000 | 249,395,000 |
| Noninterest-bearing deposits | 115,100,000 | 119,330,000 | 118,562,000 | 120,271,000 |
| Equity capital | 35,363,000 | 36,145,000 | 37,461,000 | 40,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,144,000 | 8,528,000 | 12,803,000 | 17,186,000 |
| Interest expense | 417,000 | 789,000 | 1,160,000 | 1,517,000 |
| Net interest income | 3,727,000 | 7,739,000 | 11,643,000 | 15,669,000 |
| Noninterest income | 1,705,000 | 3,595,000 | 5,550,000 | 7,951,000 |
| Noninterest expense | 3,664,000 | 7,441,000 | 11,907,000 | 15,788,000 |
| Provision for loan losses | 150,000 | 161,000 | 164,000 | 186,000 |
| Pretax income | 1,618,000 | 3,732,000 | 5,122,000 | 7,646,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,618,000 | 3,732,000 | 5,122,000 | 7,646,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,345,000 | 33,677,000 | 34,507,000 | 37,031,000 |
| Total capital | 36,775,000 | 37,179,000 | 38,016,000 | 40,172,000 |
| Risk-weighted assets | 274,210,000 | 279,332,000 | 279,857,000 | 282,524,000 |