Call reports 2009
REPUBLIC BANK & TRUST — 2009
What REPUBLIC BANK & TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 312,572,000 | 332,559,000 | 330,435,000 | 330,351,000 |
| Total loans | 267,264,000 | 262,811,000 | 251,814,000 | 238,266,000 |
| Allowance for loan losses | 2,096,000 | 2,454,000 | 1,865,000 | 2,857,000 |
| Securities available for sale | 11,038,000 | 16,725,000 | 41,796,000 | 44,191,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,908,000 | 291,934,000 | 288,485,000 | 289,095,000 |
| Interest-bearing deposits | 197,848,000 | 205,679,000 | 213,039,000 | 206,254,000 |
| Noninterest-bearing deposits | 74,060,000 | 86,255,000 | 75,446,000 | 82,841,000 |
| Equity capital | 29,152,000 | 28,798,000 | 29,966,000 | 30,029,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,278,000 | 8,573,000 | 12,829,000 | 17,115,000 |
| Interest expense | 1,027,000 | 1,966,000 | 2,901,000 | 3,772,000 |
| Net interest income | 3,251,000 | 6,607,000 | 9,928,000 | 13,343,000 |
| Noninterest income | 1,285,000 | 3,027,000 | 4,629,000 | 6,260,000 |
| Noninterest expense | 3,449,000 | 7,233,000 | 11,018,000 | 14,274,000 |
| Provision for loan losses | 135,000 | 755,000 | 1,710,000 | 3,315,000 |
| Pretax income | 952,000 | 1,737,000 | 1,934,000 | 2,119,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 952,000 | 1,737,000 | 1,934,000 | 2,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,987,000 | 28,746,000 | 28,866,000 | 29,075,000 |
| Total capital | 31,083,000 | 31,200,000 | 30,731,000 | 31,932,000 |
| Risk-weighted assets | 290,451,000 | 288,143,000 | 279,700,000 | 267,626,000 |