Call reports 2008
REPUBLIC BANK & TRUST — 2008
What REPUBLIC BANK & TRUST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 294,881,000 | 319,862,000 | 319,267,000 | 315,472,000 |
| Total loans | 239,853,000 | 260,282,000 | 267,412,000 | 270,896,000 |
| Allowance for loan losses | 2,000,000 | 2,067,000 | 2,078,000 | 2,041,000 |
| Securities available for sale | 16,369,000 | 15,693,000 | 15,496,000 | 11,285,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,009,000 | 285,352,000 | 284,273,000 | 270,655,000 |
| Interest-bearing deposits | 195,802,000 | 200,428,000 | 208,512,000 | 202,627,000 |
| Noninterest-bearing deposits | 67,207,000 | 84,924,000 | 75,761,000 | 68,028,000 |
| Equity capital | 25,572,000 | 27,919,000 | 28,168,000 | 28,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,545,000 | 9,092,000 | 13,694,000 | 18,159,000 |
| Interest expense | 1,428,000 | 2,710,000 | 4,035,000 | 5,224,000 |
| Net interest income | 3,117,000 | 6,382,000 | 9,659,000 | 12,935,000 |
| Noninterest income | 1,381,000 | 2,913,000 | 4,426,000 | 5,503,000 |
| Noninterest expense | 3,213,000 | 6,616,000 | 10,174,000 | 13,603,000 |
| Provision for loan losses | 113,000 | 223,000 | 340,000 | 721,000 |
| Pretax income | 1,172,000 | 2,456,000 | 3,571,000 | 4,182,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,172,000 | 2,456,000 | 3,571,000 | 4,182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,120,000 | 27,947,000 | 27,930,000 | 28,566,000 |
| Total capital | 27,120,000 | 30,014,000 | 30,008,000 | 30,607,000 |
| Risk-weighted assets | 270,041,000 | 291,452,000 | 294,024,000 | 298,325,000 |