Call reports 2007
REPUBLIC BANK & TRUST — 2007
What REPUBLIC BANK & TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 276,618,000 | 267,085,000 | 271,177,000 | 292,885,000 |
| Total loans | 209,857,000 | 212,553,000 | 209,064,000 | 225,439,000 |
| Allowance for loan losses | 1,793,000 | 1,875,000 | 1,893,000 | 1,946,000 |
| Securities available for sale | 7,913,000 | 19,823,000 | 26,856,000 | 33,356,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,384,000 | 243,818,000 | 246,842,000 | 267,447,000 |
| Interest-bearing deposits | 195,788,000 | 186,668,000 | 182,558,000 | 198,706,000 |
| Noninterest-bearing deposits | 57,596,000 | 57,150,000 | 64,284,000 | 68,741,000 |
| Equity capital | 22,290,000 | 22,284,000 | 23,080,000 | 24,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,558,000 | 9,105,000 | 13,695,000 | 18,427,000 |
| Interest expense | 1,913,000 | 3,757,000 | 5,492,000 | 7,101,000 |
| Net interest income | 2,645,000 | 5,348,000 | 8,203,000 | 11,326,000 |
| Noninterest income | 1,179,000 | 2,419,000 | 3,765,000 | 5,134,000 |
| Noninterest expense | 2,724,000 | 5,479,000 | 8,417,000 | 11,708,000 |
| Provision for loan losses | 207,000 | 318,000 | 366,000 | 437,000 |
| Pretax income | 893,000 | 1,970,000 | 3,185,000 | 4,315,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 893,000 | 1,970,000 | 3,185,000 | 4,315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,367,000 | 22,539,000 | 23,136,000 | 24,241,000 |
| Total capital | 24,160,000 | 24,414,000 | 25,029,000 | 26,187,000 |
| Risk-weighted assets | 236,403,000 | 235,509,000 | 236,660,000 | 249,697,000 |