Call reports 2006
REPUBLIC BANK & TRUST — 2006
What REPUBLIC BANK & TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 241,148,000 | 243,977,000 | 248,426,000 | 258,973,000 |
| Total loans | 203,321,000 | 207,245,000 | 212,657,000 | 205,705,000 |
| Allowance for loan losses | 1,483,000 | 1,557,000 | 1,611,000 | 1,665,000 |
| Securities available for sale | 6,601,000 | 6,403,000 | 7,606,000 | 22,388,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,963,000 | 222,464,000 | 224,830,000 | 236,171,000 |
| Interest-bearing deposits | 162,126,000 | 159,908,000 | 168,080,000 | 177,175,000 |
| Noninterest-bearing deposits | 57,837,000 | 62,556,000 | 56,750,000 | 58,996,000 |
| Equity capital | 20,397,000 | 20,489,000 | 21,083,000 | 21,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,758,000 | 7,710,000 | 11,934,000 | 16,519,000 |
| Interest expense | 1,319,000 | 2,737,000 | 4,356,000 | 6,230,000 |
| Net interest income | 2,439,000 | 4,973,000 | 7,578,000 | 10,289,000 |
| Noninterest income | 1,127,000 | 2,565,000 | 3,841,000 | 5,003,000 |
| Noninterest expense | 2,657,000 | 5,353,000 | 8,006,000 | 11,025,000 |
| Provision for loan losses | 91,000 | 173,000 | 267,000 | 355,000 |
| Pretax income | 818,000 | 2,012,000 | 3,146,000 | 3,912,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 818,000 | 2,012,000 | 3,146,000 | 3,912,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,464,000 | 20,749,000 | 21,236,000 | 21,478,000 |
| Total capital | 21,947,000 | 22,306,000 | 22,847,000 | 23,143,000 |
| Risk-weighted assets | 214,990,000 | 221,629,000 | 228,003,000 | 223,569,000 |