Call reports 2004
REPUBLIC BANK & TRUST — 2004
What REPUBLIC BANK & TRUST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 181,757,000 | 184,194,000 | 192,791,000 | 211,903,000 |
| Total loans | 126,053,000 | 131,857,000 | 142,579,000 | 150,257,000 |
| Allowance for loan losses | 1,400,000 | 1,476,000 | 1,422,000 | 1,406,000 |
| Securities available for sale | 8,199,000 | 12,528,000 | 14,552,000 | 15,584,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,250,000 | 166,811,000 | 169,828,000 | 185,415,000 |
| Interest-bearing deposits | 115,596,000 | 117,623,000 | 118,398,000 | 131,907,000 |
| Noninterest-bearing deposits | 48,654,000 | 49,188,000 | 51,430,000 | 53,508,000 |
| Equity capital | 17,217,000 | 17,040,000 | 17,735,000 | 17,844,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,061,000 | 4,195,000 | 6,502,000 | 8,974,000 |
| Interest expense | 271,000 | 594,000 | 966,000 | 1,391,000 |
| Net interest income | 1,790,000 | 3,601,000 | 5,536,000 | 7,583,000 |
| Noninterest income | 853,000 | 1,732,000 | 2,665,000 | 3,626,000 |
| Noninterest expense | 2,096,000 | 4,207,000 | 6,352,000 | 8,976,000 |
| Provision for loan losses | 53,000 | 139,000 | 145,000 | 152,000 |
| Pretax income | 494,000 | 940,000 | 1,657,000 | 2,035,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 494,000 | 940,000 | 1,657,000 | 2,035,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,094,000 | 17,112,000 | 17,633,000 | 17,736,000 |
| Total capital | 18,494,000 | 18,588,000 | 19,055,000 | 19,142,000 |
| Risk-weighted assets | 137,987,000 | 142,358,000 | 154,672,000 | 163,419,000 |