Call reports 2003
REPUBLIC BANK & TRUST — 2003
What REPUBLIC BANK & TRUST reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 153,039,000 | 150,028,000 | 149,819,000 | 160,559,000 |
| Total loans | 117,146,000 | 122,690,000 | 121,642,000 | 125,046,000 |
| Allowance for loan losses | 1,271,000 | 1,306,000 | 1,289,000 | 1,365,000 |
| Securities available for sale | 5,630,000 | 5,899,000 | 9,170,000 | 7,626,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,298,000 | 138,118,000 | 137,687,000 | 142,113,000 |
| Interest-bearing deposits | 92,952,000 | 89,453,000 | 89,076,000 | 93,720,000 |
| Noninterest-bearing deposits | 48,346,000 | 48,665,000 | 48,611,000 | 48,393,000 |
| Equity capital | 11,360,000 | 11,522,000 | 11,739,000 | 16,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,017,000 | 4,002,000 | 5,990,000 | 7,961,000 |
| Interest expense | 313,000 | 597,000 | 859,000 | 1,118,000 |
| Net interest income | 1,704,000 | 3,405,000 | 5,131,000 | 6,843,000 |
| Noninterest income | 856,000 | 1,629,000 | 2,509,000 | 3,340,000 |
| Noninterest expense | 1,984,000 | 3,990,000 | 6,026,000 | 8,343,000 |
| Provision for loan losses | 172,000 | 203,000 | 269,000 | 331,000 |
| Pretax income | 613,000 | 1,084,000 | 1,637,000 | 1,902,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 613,000 | 1,084,000 | 1,637,000 | 1,902,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,088,000 | 11,135,000 | 11,583,000 | 16,600,000 |
| Total capital | 12,359,000 | 12,441,000 | 12,872,000 | 17,965,000 |
| Risk-weighted assets | 119,628,000 | 123,806,000 | 124,485,000 | 132,339,000 |