Call reports 2002
REPUBLIC BANK & TRUST — 2002
What REPUBLIC BANK & TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 129,933,000 | 137,457,000 | 137,710,000 | 141,475,000 |
| Total loans | 102,526,000 | 107,337,000 | 108,518,000 | 114,766,000 |
| Allowance for loan losses | 994,000 | 1,010,000 | 1,079,000 | 1,075,000 |
| Securities available for sale | 12,524,000 | 9,631,000 | 8,629,000 | 8,159,000 |
| Securities held to maturity | 2,134,000 | 2,134,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,362,000 | 120,674,000 | 123,486,000 | 126,973,000 |
| Interest-bearing deposits | 77,548,000 | 84,396,000 | 83,687,000 | 86,643,000 |
| Noninterest-bearing deposits | 37,814,000 | 36,278,000 | 39,799,000 | 40,330,000 |
| Equity capital | 10,141,000 | 10,266,000 | 10,718,000 | 10,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,078,000 | 4,192,000 | 6,281,000 | 8,308,000 |
| Interest expense | 422,000 | 869,000 | 1,279,000 | 1,626,000 |
| Net interest income | 1,656,000 | 3,323,000 | 5,002,000 | 6,682,000 |
| Noninterest income | 703,000 | 1,386,000 | 2,146,000 | 3,022,000 |
| Noninterest expense | 1,766,000 | 3,532,000 | 5,403,000 | 7,562,000 |
| Provision for loan losses | 70,000 | 190,000 | 264,000 | 347,000 |
| Pretax income | 523,000 | 1,082,000 | 1,687,000 | 2,004,000 |
| Income tax | 0 | 28,000 | 28,000 | 28,000 |
| Net income | 523,000 | 1,054,000 | 1,659,000 | 1,976,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,953,000 | 10,073,000 | 10,369,000 | 10,475,000 |
| Total capital | 10,947,000 | 11,083,000 | 11,448,000 | 11,550,000 |
| Risk-weighted assets | 107,932,000 | 110,770,000 | 111,453,000 | 116,973,000 |