Call reports 2001
REPUBLIC BANK & TRUST — 2001
What REPUBLIC BANK & TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 118,647,000 | 122,829,000 | 126,374,000 | 128,294,000 |
| Total loans | 85,414,000 | 88,444,000 | 87,692,000 | 100,675,000 |
| Allowance for loan losses | 982,000 | 974,000 | 944,000 | 936,000 |
| Securities available for sale | 15,088,000 | 14,528,000 | 14,539,000 | 12,772,000 |
| Securities held to maturity | 0 | 0 | 0 | 1,798,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,554,000 | 109,910,000 | 112,842,000 | 117,804,000 |
| Interest-bearing deposits | 73,193,000 | 79,179,000 | 81,442,000 | 79,913,000 |
| Noninterest-bearing deposits | 32,361,000 | 30,731,000 | 31,400,000 | 37,891,000 |
| Equity capital | 9,105,000 | 9,282,000 | 9,857,000 | 9,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,339,000 | 4,714,000 | 7,029,000 | 9,202,000 |
| Interest expense | 847,000 | 1,633,000 | 2,408,000 | 2,892,000 |
| Net interest income | 1,492,000 | 3,081,000 | 4,621,000 | 6,310,000 |
| Noninterest income | 582,000 | 1,104,000 | 1,761,000 | 2,393,000 |
| Noninterest expense | 1,625,000 | 3,204,000 | 4,828,000 | 6,730,000 |
| Provision for loan losses | 106,000 | 274,000 | 357,000 | 477,000 |
| Pretax income | 435,000 | 817,000 | 1,307,000 | 1,662,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 435,000 | 817,000 | 1,307,000 | 1,662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,785,000 | 9,031,000 | 9,328,000 | 9,418,000 |
| Total capital | 9,767,000 | 10,005,000 | 10,272,000 | 10,354,000 |
| Risk-weighted assets | 92,952,000 | 98,042,000 | 98,903,000 | 108,313,000 |