Call reports 2008
BELLEVUE STATE BANK — 2008
What BELLEVUE STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 61,153,000 | 62,202,000 | 62,636,000 | 63,482,000 |
| Total loans | 44,819,000 | 45,978,000 | 47,982,000 | 47,940,000 |
| Allowance for loan losses | 475,000 | 317,000 | 351,000 | 442,000 |
| Securities available for sale | 7,473,000 | 7,084,000 | 7,216,000 | 9,451,000 |
| Securities held to maturity | 0 | 402,000 | 386,000 | 369,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,094,000 | 55,064,000 | 55,277,000 | 56,416,000 |
| Interest-bearing deposits | 47,356,000 | 48,185,000 | 48,184,000 | 48,899,000 |
| Noninterest-bearing deposits | 6,738,000 | 6,879,000 | 7,093,000 | 7,517,000 |
| Equity capital | 6,301,000 | 6,377,000 | 6,593,000 | 6,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 964,000 | 1,907,000 | 2,866,000 | 3,784,000 |
| Interest expense | 393,000 | 771,000 | 1,127,000 | 1,503,000 |
| Net interest income | 571,000 | 1,136,000 | 1,739,000 | 2,281,000 |
| Noninterest income | 37,000 | 85,000 | 118,000 | 153,000 |
| Noninterest expense | 269,000 | 609,000 | 935,000 | 1,276,000 |
| Provision for loan losses | 75,000 | 120,000 | 145,000 | 225,000 |
| Pretax income | 264,000 | 492,000 | 777,000 | 933,000 |
| Income tax | 10,000 | 24,000 | 35,000 | 46,000 |
| Net income | 254,000 | 468,000 | 742,000 | 887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,248,000 | 6,381,000 | 6,574,000 | 6,485,000 |
| Total capital | 6,723,000 | 6,698,000 | 6,925,000 | 6,927,000 |
| Risk-weighted assets | 45,867,000 | 46,027,000 | 46,752,000 | 46,636,000 |